My New Phone.... (AYOI)

sbb telefon lama byk kenangan.. so aku dah campak dalam laut...
this is my new phone...

stylo...
flip flop...
nampak cam best utk sales aku..

aku rasa aku cam tgh sakit la skang... sakit hati.. sakit rindu...
huhu..

sapa leh tolong aku dowh...awek aku da lari...
syg dia sorg...
uuwwaaaa.... uwwaaaaa....
uuuwaaaa.....!

MY GOAL BOOK (ayoi)

AYOI’S GOAL BOOK…

EVERYDAY, I WILL SAY “I’AM GREAT, I’M GREAT”
It’s really make me feel great..and this would really help me going through ups and downs in this year…

By the way, why I choose to be a Unit Trust Consultant..?
Definitely, because, I was born to be in this business..

I love meeting new people, make them entertained, make them cried, sad, influenced them in making their decision, and at the same time, by doing these, I love to help people, and make them improve their own life.. I love to inspire others, make them motivated and feel great too..

And all of these, can be done in this industry..
I would say, Unit Trust makes me know myself profoundly, better…
These are what I’m gonna do in this year…
………………………………………………………………………………………………




MY GOAL IN 2009 (CAREER TARGET)

MAC - THE TRANSFORMATION PERIOD FROM ZERO TO HERO
(SALES IN THIS MONTH WILL NOT BE COUNTED AS GOALS)

APRIL - 200K (EPF) + 200K (CASH) = 20 EPF INVESTORS + 2 CASH INVESTORS

MAY - 200K (EPF) + 250K (CASH) = 20 EPF INVESTORS + 2 CASH INVESTORS

JUNE - 200K (EPF) + 350K (CASH) = 20 EPF INVESTORS + 3 CASH INVESTORS

JULY - 200K (EPF) + 500K (CASH) = 20 EPF INVESTORS + 2 CASH INVESTORS

OGOS - 200K (EPF) + 700K (CASH) = 20 EPF INVESTORS + 2 CASH INVESTORS

(SEPT-OKT) - 200K (EPF) + 1MILLION = 20 EPF INVESTORS + 2 CASH INVESTORS
(CASH)

(NOV-DIS) - 200K (EPF) + 1MILLION = 20 EPF INVESTORS + 1 CASH INVESTORS
(CASH)


GOALS 2009 - 2013
……………………………………………………2009
1. PASSIVE INCOME 12K
2. AGENCY SUPERVISOR (AS)
3. MILLION DOLLAR PRODUCER
4. TOP RECRUITER
5. SUZUKI SWIFT (WHITE COLOUR)
6. CAN PLAY GUITAR (NON CAREER)
7. TRIP TO AUSTRALIA (IF ALL GOALS ACHIEVED)


darling harbour, Sydney

…………………………………………………… 2010
8. PASSIVE INCOME 20K
9. MILLION DOLLAR PRODUCER
10. TOP RECRUITER AWARD
11. MUTUAL GOLD INVESTOR
12. ASB 200K
13. CERTIFIED FINANCIAL PLANNER (CFP)
14. AGENCY MANAGER (AM)
15. MINI COOPER S
16. CAN SPEAK SPANISH (NON CAREER)
17. TRIP TO KOREA (IF ALL GOALS ACHIEVED)


Seoul, South Korea

…………………………………………………….2011
18. PASSIVE INCOME 30K
19. TOP RECRUITER AWARD
20. MILLION DOLLAR PRODUCER
21. GOLD & PROPERTY INVESTOR
22. MUTUAL GOLD ELITE INVESTOR
23. GOLD SAVING PASSBOOK (100K)
…………………………………………………….2012
24. PROPERTY IN CEMERLANG HEIGHTS
25. OWN 3 HOUSES TO RENT
26. BUAT HAJI KAT MEKAH (NON CAREER)
27. GENERAL AGENCY MANAGER (GAM)
…………………………………………………………2013

COMING YEARS

- YAYASAN NOR AISYAH (RUMAH ANAK-ANAK YATIM)
- FINANCIAL PLANNING & INVESTMENT FIRM

Pursuit of Happyness…. (ayoi)

I really feel that this year is a very challenging and at the same time a very successful year to me…. I can feel the world is pushing me, if I don’t push myself forward… As the result, I would feel frustrated, seeing other’s life full with successful and remark. But, mine… hummmm..

At the 1st place, my target is getting married on 25, but unfortunately Deyra and me are no longer together, so I’ve decided only to get married once I get my first 1 Million.

Feeling sad and dismayed..? yup, but as I said, this happened because the world has pushed me to the limit and now I can’t take it anymore, I have to fight back..

Pursuit of Happyness..

Chris Gardner Rich really inspired me through his experience..

He said wut?

“DON’T EVER LET SOMEBODY TELL YOU, YOU CAN’T DO SOMETHING”

“IF YOU WANT SOMETHING, GO GET IT. PERIOD.”

And I tell u what, I’m gonna prove that I have my own dream, and I’m gonna protect it.. THAT’S IT…!

Apis's Goal-Book

It's been my pleasure to construct my own goal-book with the specific time-frame. Hope I'm gonna achieve it according to the schedule as planned. Briefly, by the end of 2013, I can acquire all this achievements.

1. Bachelor of Commerce (Actuarial Studies)
2. Master of Commerce (Actuarial Studies)
3. AIAA (Associate of Institute of Actuary Australia)
4. CFA (Certified Financial Analyst)
5. CFP (Certified Financial Planner)
6. MBA (Master of Bussiness Administration)

Informal: Learning music, guitar, public speaking

Year 2009

I think, not much I can do this year. As previous year, I will spend most of the time to study and stay at my second home, library. However, I plan to study music and learn how to play guitar. I already look at the classes and hopefully I'm gonna start soon. Faiz, your planning to form a band really exhilarates me. Let me be the guitarist!

Year 2010

Like last year, I'm gonna spend my time to study. This is my final year for Bachelor Degree. I'll struggle to meet all the exemptions to finish Part I. Hopefully I can. Besides, I'm gonna develop my skill and knowledge in music and playing guitar. Also, I'm gonna start to learn dancing. I love it and at least I know how to dance. I know it may sound funny, but I want to do ballroom dance during my wedding day. I don't care! I should start applying to extend one more year studying in Macquarie as I have to do Master next year. Hope MARA will give me permission!

Year 2011

Actually, I don't really mind if I cannot do Master. Master is only one way to finish Part II. The most important is I can finish Part II to allow me to get AIAA as planned. The other way (which more preferrable) is to do non-award studies. This means I just have to study the required subjects to compete Part II. It's only 2 subjects. So I have a lot of time this year if i were to do non-award studies. So I also plan to do CFA here. Since CFA requires me to study by my own, I think I can manage my ample time to study it. There are 3 exams I need to get pass. I believe, within one year, I can complete it all. Also, I'll participate Public Speaking Club this year. I want to enhance my speaking skill.

Year 2012

Supposedly, I already have BComm (Actuarial) , AIAA, CFA and MComm (Actuarial). I plan to study in Malaysia. I want to try different environment of studies and I want to try it in Malaysia. I'm concerned that I really like corporate world and I'm gonna involve in managerial position. As soon as I come back to Malaysia, I'll register to do MBA (finance) at UPM. The duration is 18 months and I'm gonna do full-time. The cost is RM 20,000. I'll look for scholarship or loan, if there is. In the same time, I'm gonna do CFP at KDU, the cost is about RM 10,000. This one, I'll use my own money.

Year 2013

I already finish my MBA and CFP. So the journey for my career begins!

Coming Years

I'm gonna find position as an Actuary in financial firms. I'm gonna be CFO and CEO. Hopefully I'm gonna be the youngest to be in those 2 positions. Finally, I'll construct my own firm or company. I really hope can work with Kak Jas, Ayoi and Faiz at the time. Maybe we can utilize our specializations to enhance the progress of the company. Supposedly, the firm will operate in financial sector. Later on, we may move to the next level by venturing into real estate sector. With God willing, at least one of us is gonna be one of the richest individuals in Malaysia even world.

Introduction by Apis

This is actually the first posting by me (Apis). Information regarding the account has been sent to each of everyone's emails. So we can sign in and out this blog freely to update anything. There is no specific rules in utilizing this blog. Concerning the issue, I hope it's gonna be "healthy". But I don't mind any postings about girls and love especially from GURU NANAK a.k.a Ayoi. Also, any fabulous advices from Kak Jas are very much welcome. Faiz, you can also update your recent love story here, "drowned Faiz". Everyone is free to issue any postings as well as commenting other's postings. I really hope we can make use of this blog as a platform to keep-in-touch and updating our progress from time to time. As a kick-off, why don't we construct our goal-books and post them here. I will begin first. I'm gonna "forge" my goal-book and I also provide the time-line. So please proffer me a constructive and handy comments. Anyway, compliments to Ayoi as he already found two lovely girls to be incorporated in our team. Faiz, you're most welcome to modify this blog in term of the layout etc. Last thing, the medium for this blog can be English or Bahasa. It's up to you!

p/s: please provide your name at the title so that we do know from whom the posting is.