EXAM !!!

my first paper will be on wednesday.. copyright and industrial design law.. hundreds of cases! waduh.. hard to get a nap. lots 2 be revised. Until now (3.50am), 5 topics out of 14 topics to go. this is the time where students feel like in hell. tons of pressure, lack of time for revision.. because of PROCASTINATION..haha.. biasala, man never learn from the hard time they faced in past... DOAkan aku kt cni.. to ebribadi, plz pray for my success.

5 PRINCIPLES FOR TURNING ORNINARY INTO EXTRAORDINARY.. -kay-

BASED ON STARBUCKS EXPERIENCE..


1) MAKE IT YOUR OWN
constantly look for ways to add customer, increase efficiency, sell more to existing customers, and generate breakthrough product and services.

2) EVERYTHING MATTERS
always get each aspect of business right, and generate meaningful and emotional connection with regular customers.

3) SURPRISE AND DELIGHT
offer consistent products and services, as well as surprise customers through unexpected in store and out-of-store experience.

4) EMBRACE RESISTANCE
embrace resistance by listening to, rather than avoiding and critics

5) LEAVE YOUR MARK
make an impact on your team, your community, and the entire world.

MY NEW DAILY LIFE…. -kay-

Morning

6.30 am – 8.00am
- after solat subuh, refreshment, breakfast

8.30am – 12.00pm
- call client, set appointment + FTF minimum 7 leads, OR
- 2 appointment and close EPF two cases

Afternoon
12.30 pm – 2.30pm
- lunch with clients or close 2 EPF cases OR
- FTF minimum 7 leads

Jumaat Afternoon – Solat Jumaat and FTF after solat at least 4 leads

Evening
2.30pm – 5.00pm
- Forms submission
- 2 appointment and close 2 cases cash investment OR
- FTF activities minimum 5 leads

Saturday n Sunday : Sterling Training or ESQ Training

p/s: this will be my daily schedule starting this April, except the days that I have ESQ in house training..

support me guys…!

info: - starting April, Kak Jas, Syamira and I will have our own challenge..

I described my new life…. –kay-

Guys, believe me…I’m not fooling around.. I will achieve my agency supervisor this July..
Hurts and heart scratches make me better.. perhaps, it’s a heavy rain before I get my beauty rainbow.

Love and me is one.. I’m nothing and hopeless without love in me..
what I do, where I go, who I choose to be my friend, all of these are based from my heart. everything i do is the reflects of my love..

I have changed some perspective in my life.. don’t tell me that I will be the same within sometimes or what.. I just need your support guys..

Well, because what I do are based on what I love to do…I have changed a sense of direction in terms of what I “love”

1. Allah and Beloved prophet, Muhammad SAW
2. Myself, Friends and Family
3. I love my career, because I love HELPING PEOPLE. I love meeting new people everyday, I love doing sales, I want people smile after making profit from my advice, this is my passion.
4. I love to improve myself, I love to make myself useful to people
5. I want to create my own legacy who serves to community, hope Allah will bless me and deeds keep growing even I’m no longer breathing.
6. In terms of loving someone, my sense has started believe that LOVE is AFTER MARRIED. I can feel after hurts by hurts, Allah wants me to learn something. I know He will choose the best for me.
I know that somehow, somewhere, and sometimes He will send me His sweet angel. Thank you Allah..
-END-

what I am doing now..APIS

Recently, sy dalam pembikinan penulisan beberapa articles yg berkaitan financial planning. I am working on the first 2 issues which are "money makes money" and "the basic of investment concept"..kak jas yg suggest tulis bnde ni..see what i can do.huhu..

Sy blaja pasal "portfolio analysis" sem ni..kak jas, ayoi, faiz..topic ni mmg cool gila dow..serius kalo apply dalam unit trust mmg gempak..bnda ni sebenarnye utk any financial instrument.saya akan try guna model ni dalam unit trust..but i need some data about return of all funds every years till now. dan beberapa data details yg lain..hehe.Saya akan cuba bina satu portfolio of funds yg mempunyai risk yg paling lowest dan return yg paling banyak..but i require data! huhu..Then korang bleh la suggest portfolio tu ka clients ngan proportion2 yg akan sy calculate nanti..hehe

RECORDING ~ letih waa....

Alhamdulillah, so far 4 groups dh complete recording. Letih nk jaga recording. lagu yg 4 mint bleh ambik masa 4 jam recording. penuh pressure bila nk slalu btulkan pitching,and key sumbang org.. end of April, album complete..

Alhamdulillah... impian nk pkai Aprilia end of july nie bkn angan2 lg.. bnyk project dh msuk skrg.. so to Ayoi, Apis and Kakjas.. make ur dream come true.. there is a veru thin line between dream and reality..(depends..)

p/s: reaffirm ur niat

"Goodbye"

To my dear…

If u know I've posted this here, just want u to know that I miss those days we were…

This is especially for you..and it comes truly from my heart…

Dear,

How can I let you go..?

When I close my eyes, there you are, keep smiling and say “I’ll never let you go..”

Dear,

I know u know what I really feel deep inside…..

Our stories has met the end, but I know u know my heart for u has never died..

Dear,

I still save your 1^st “gud morning,” and your 1st “gud nite”..

I save your 1^st “hello” ..and your 1^st “take care”

And also your 1^st “I miss you” and your 1^st “I love you”

But today God let me know something I never knew..

It’s why I never saved your 1^st “I need you”

Dear,

The 1^st time I saw you, I said to God “God, is she u meant to me….?”

I wondered why God never answered till the day u left me…

Dear,

When I know your hurt story,

I know that God sent me to be an angel to keep the hurts away…

But I never thought that someday I will be your hurts..

And God will send another angel to keep me away..

Dear,

I asked myself once and twice..

Why does the sun go on shining..??

Why does the sea rushed to shore..??

Don’t they know, it’s the end of the world..

It is, when you say “goodbye”…

p/s: u know i never mean to live without you..

but i know u need me no more..

i'm leaving our memories.. and start a new life without it...

"goodbye my pom.."

for the last,

"i love you"..

THANK YOU! (kakjas)

Thank you is such a simple word to say. Since young we were thought to say it whenever we received anything from our parents or anybody. Its shows our appreciation towards the other party.

What I am trying to share with you guys, this magic word able to strengthen the relationship between children and parents, friends and etc.

Try to ask yourself, how many times you said thank you to your parents. Yes, we may apologize for saying hurtful words. However have we ever showed our appreciation in words to them? Once a while, we should say thank you, “Mum and dad, I just want to say thank you for the love u both have showered me, for nurturing me since I were small”. This is a good habit, in looking for happiness in life. Don't forget our parents.

Among friends, we too should show our appreciation once awhile. When we are in need, and our family couldn’t be there for us, whom do we turn to? Well definitely, friends.

My dear, with what I’ve just shared you, uttered this magic word to 3 person. SAY IT whole-heartedly. Believe me, you will feel good, for having this feeling of appreciate towards people and things around you, and of course life will be much more meaningful.

***** Ayoi, Apis and Faiz...thank you for being part of my life..and coming soon..Syamira!

losing momentum...?

Next week, final dh mula.. 1st paper is company law. bnyk sgt nk study smpai jadi malas..haha.. yang jadi rajin bile dapat order buat music arrangement. Siksa tol bila jiwa seni, tp terjun dlm law. trasa plak diri nie cam hafiz hamidon ex unic. mamat nie pun ex-student law gk.tp dsebabkan jiwa seni melampau, dia kuar uia, p uitm...dan skrg tgh melebarkan empayar music dia.. arakian, apakah aku gk akan jadi cm dier?(dlm kemahsyuran dlm bidang music la..) sama2 kita nantikan...

Watching Rugby (Apis)

Ni first time sy tgk rugby kat australia ni..
Crusaders VS Waratah. Crusaders ni team dari New Zealand and Warata ni dari Australia. Crusaders menang 17-10. Sebenarnye dua team ni kat final tahun lepas.Crusaders menang gak masa tu. Mmg gempak la team Crusaders ni.

Anyway, mmg enjoy tgk rugby ari ni. Happening gila! arap bleh pg lagi.

Dinner kat Eastwood

Saje nak update cite, ari ni pg makan ala chinese kat Eastwood.
Saya, Kacang, Sakinah ngan Syafiqah. Kitorang pg dalam pukul 10 malam.
Gila lambat tunggu bas. Pukul 10:50 baru datang.
actually kitorang yg tunggu awal sangat..huhu..

Sedap gak makan kat sane.amik seafood je la kan..
ngan mango green tea. First time rase air tea campur mango..pelik gila rasa!
tapi bleh tahan laa..

balik dalam pukul 1 pagi..hehe..penat siot! pening gila kepala.
harap bleh makan lagi kat sane..hehe!

sama ke...?? tak sama pun.. (kay)

ada sorg minah ni, dia kata muka aku sama mcm chad michael murray...
aku tak penah kenal pon sama dier chad michael murray tu, aku carila dlm internet...

hasilnya, mmg memeranjatkan,kerana mamat murray ni mmg tak sama mcm aku pon...

cehh...

apa pendapat korang...?? sama ke..?? iras iras ker..??

FINANCIAL FREEDOM before 40. why?

Why do everbody keen on having their financial freedom before 40? Em..

Ayoi and Apis tlg jawab cket.. this could be a gud topic 2b dscussd..

Apa saya mahu? Camner nk dapat?

Salam...ape khabar adik2? bertemu lagi dalam rancangan "Bersama abang Kid"! Yeah..! harini Abg Kid nk citer psal camner nk mnggapai kjayaan... Ape la aku melalut.. Ahahah.. tp xper..jom bca cara santai.. jgn terikat sgt ngn formalities.. outlaw!

I do see that we all want something in our life.. even budak lima tahun pun mesti fikir nk hidup ngn mainan jer..nk action kamen la..naruto la.. tp utk org yg dah besar panjang cm kita ni..aper yg patut kita ader? Apis ngn Ayoi pun dh post target or aim diorang and the flow.. Aku jer blom.. so aku nk citer ckit la plan aku..

so aku post impian yg mmg bukan angan2@angau2 shj.i believe, the road to achieve is just at our fingertip. cma kita jer yg nk atau xnk..

2009:
-abis LLB. tp nk amek DSLP, so tmbah lg 1 sem..
-nk grab 1juta sales..Yaah!
-Aprilia RS125!
-fresh 35k dlm saving (at least)

2010:
-CFP
-own a studio (premise)soulartsstudio dh bertaraf sdn bhd..
-produce 5 albums (bkn utk aku la..aku producer@co producer jer)
-grab 2juta sales
-buy a house

2011:
-kawen..
-Grab Nissan 350z Fairlady
-mutual gold acc

2012:
-expand business.. mybe in import & export field..
-perform Hajj

Ni cuma aper yg tergarap dlm minda yg penuh keinginan ni.. Bnyk lg sbnrnya..tp mgkin bleh penuh 4 pages..

the paramaount aim among the aims is to have a wonerful life..full of sakinah..mawaddah.. May Allah bless us..

SELF ESTEEM... -kay-

today, i wanna share something i read from a book...

it's all about self esteem..

this part is very important, as it indicates your attitude...

what indicates your own attitude..??

yes, i know it's self esteem...
but what it is..??

okay...
Self esteem is, how much you appreciate and love yourself...
if you love yourself, everybody around you will like you, and this is the secret how to sell yourself and it makes people feel that you are very important to them...

only person who love him/herself will make the world goes around...
only this important people can make the great things in their life...

LOVE YOURSELF IS THE BASIC IDEA OF SYUKUR...

if you don't love yourself, it's a start of a self conflict...

so, how are you today...??
Have you loved yourself..??

badut...

ada dua badut...

sesiapa yg nak beri komen, sila kan...

YAKINKAN AKU, TUHAN… (aku)

Yakinkan Aku Tuhan…

Dia bukan milikku…

Biarkan waktu, waktu…

Hapus aku…

Sedarkan aku tuhan…

Dia bukan milikku…

Biarkan waktu, waktu…

Hapus aku…

Buang semua…puisi…

Antara kita berdua…

Kau bunuh dia, sesuatu..

Yang aku sebut itu Cinta

…

Yakinkan Aku Tuhan…

Dia bukan milikku…

Biarkan waktu, waktu…

Hapus aku…

Sedarkan aku tuhan…

Dia bukan milikku…

Biarkan waktu, waktu…

Hapus aku…

MERCEDES SLK-200 and BVLGARI (Apis)

Ini adalah my dream watch. Bvlgari Diagono. First time tgk jam ni masa tgk cite Iron Man. Masa Tony Stark pakai. Smart gila dow! Jam ni mahal gila. US$ 20000. But still one my my piece of collection. Actually semua Bvlgari Collection sy mmg suka. Jam dia mmg stylish gila. And prestigious!

This is my dream car. Mercedes SLK Series. Sy mmg dah lama dah minat kereta ni. Serius ni mmg akan jadi kereta saya. Tak kira! It's gonna be my first car. Ape yg best pasal kereta ni adalah design dia yg sgt cool. Walaupon xde seat blakang sy x kisah. Buat ape nak banyak2 seat. Ntah sape nak duduk. Dah ada baby nanti lain cite. Maybe consider beli kereta lain. But for my daily use, sy akan pakai kerata ni.

LAYANNN.....(kak Jas)

Dalam melayari rasa kemalasan ini, kakjas mengambil peluang untuk mengwar-warkan laman sesawang yang bagus untuk kita layani.

Investment and economy:

1) http://www.cnbc.com/id/23588079

2) http://tradermike.net/

3) http://www.dailywealth.com/

4) http://whereiszemoola.blogspot.com/

5) http://www.fundsupermart.com.my/

Success motivation:

1) http://linncomel.com/


Adik-adik sayang...layan jangan tak layan..
Kalau ada website yang best-best dan sesuai untuk karier kita..bgtau!

p/s kat kampung ni...hujan...

TheThreeKings

sori..ayoi kata dia xder banyak gambar encik apis...so, dapatla gambar yg sangat menarik tu...

next post aku upload lagi gambar yang lazat berkrim..nyum!~ faiz al makki

FAIZ IN DA HOUSE!

Salam.. Huh, at last, I’m able to put something in this blog… Lots of mind-boggling issue rite now... Don’t know where to start. Ok, every generation shapes its dreams… If we yearn to make a difference, maybe we will become obligated to the clamour of our time…for it to become a reality; we need to pay for the dreams… My dreams? Entahla… but for sure, I want to be a rich, wealthy businessman... And in the pursuit, lots of things to be done.

I’m a law student, not a bright one…just ‘ala-kadar’… maybe because I have no interest in law at all. When I was in Matriculation Centre, I think the best job to suit me in the future is to be a Lawyer, Legal Advisor…etc (which related to legal field) but now, I think it is very hard to do something that is not in line with my interest. Now, at the age of 23, (ala,blom 24 lg...)I do believe, and strongly believe that I was born to be’ somebody’ for sure, not in legal world.. xbest lansung tgk lawyer ni..xabis2 nk wt revision,research...~

So, I took my first step by being an investment consultant. Insha’Allah, the day will come when I can drive away Nissan Fairlady 350Z, own a bungalow in Cemerlang Heights and..kawin..hehe.. But for the time being, my aim is to get this awesome Aprilia RS125 2009: (hot siot)

Hot tak? Available this incoming July. best giler...almost 'setengah angau' dh pikir moto ni..oh Tuhan...

My new guitar…..

Worth only RM350..including bag.. ala,cheap je..
Helps me in composing song..
Wanna listen to my song?hm.. wait yaa.. aku update kmudian..

ALBUM: “Underground Nasyeed Compilation”
I’m working on it rite now. Compilation of songs from ‘underground’ nasyeed groups. Genre? Nasyid, pop dakwah.. Nape pilih nasyid? Hurmm..We already have lots of indie band in the mainstream ou there.. So why not we put some effort to raise nasyid up to a higher level? So, anyone out there who wants their song 2b recorded in this album, do contact me… 0135016685 do not hesitate to ask anything bout the project. The production will be involving some prominent figure in nasyid world.. (we provide otr services: recording, music arrangement...bla2..call jer klu nk tau -awek dilayan lebih dari lelaki..hahaha)

My New Goal Book (Apis)

Age 22 – 2nd year Bachelor of Commerce (Actuarial)

Age 23 – 3rd year Bachelor of Commerce (Actuarial)

Age 24 – Master of Commerce (Actuarial) and AIAA (Associate of Institute of Actuary)

Age 25 and 26

1. Doing Part III (Investment, Commercial Actuarial Practice, Life Insurance, Investment Management and Finance, Superannuation and Planned Savings)
2. Working as trainee (Practical Experience Requirement and Mentor Programme)

Age 27

1. Professionalism Course (Final Stage)
2. FIAA (Fellow of Institute of Actuary of Australia)
3. Going back to Malaysia
4. Doctor of Philosophy (Finance)
5. Certified Financial Planner (CFP)
6. Certified Financial Analyst (CFA)

Age 28

1. Doctor of Philosophy (PhD)
2. Certified Financial Analyst (CFA)
3. Master of Business Administration (MBA)

Age 29

1. Doctor of Philosophy (PhD)
2. Master of Business Administration (MBA)

Age 30

1. Start my career as an Actuary

__________________________________________________
Dr Mohamad Hafiz bin Hazny
MComm (Acst), MComm (Acst), MBA, PhD, FIAA, CFP, CFA
__________________________________________________

Kehidupan Sem Baru (Apis)

Salam semua,

Utk menyerikan lagi blog ni, so sy update la cite sikit kat sini.
Ini adalah sem yg ke tiga dan tahun ke dua. Subjek yg kene buat sem ni ada 3.
Walau pon 3, i gotta admit it's difficult. But surely i'm gonna enjoy!
Rasenye dah biasa dah cara kehidupan kat sini sbb dah setahun kan duk sini.
Walaupon kehidupan kat sini agak bosan, tapi mmg happy!

Minggu lepas sorang membe Melayu baru je balik Malaysia. Dia abiz belaja dah.
Tinggal sape je kat sini yg sy rapat. Hurm, ada la dalam tiga orang.
Si Sakinah dah nk balik Malaysia July ni. Kacang ngan Syafiqah lak dah nak balik ujung tahun ni.
So tinggal la sy sorang. Sedih gila!
Ape nak buat, Macquarie ni mane ramai Melayu. Kate je tak kan ilang Melayu di dunia.

But sy perasan la, budak-budak Tesl (yg nk jadi cikgu) yang baru masuk semua nya mcm baik2.
Pegi semayng Jumaat pakai baju Melayu. Tak bleh blah betol!
Perasan gak budak2 pompuan dia. Ada yg cun ada yg tak. Nanti la ada masa approach diorang. Haha!

But sy syukur gak. Sem ni ada 2 orang budak pompuan masuk belaja dalam course sy. Inaz ngan Niena. Dua2 ni bleh tahan. Haha!
Si Inaz tu pelajar tahun pertama. Niena plak pelajar tahun kedua. Niena ni dia dah belaja sikit kat Malaysia so bila dia masuk sini terus second year.
So dia officially dalam my batch. Epi gak, sbb ada la membe melayu yg sy bleh hang out. So sy bawak la si Niena ni masuk ngan group2 sy.

Kelaka masa jumpa Niena ni awal2. Sy ingat dia budak Indon yg dah insaf. Sbb sy tak pernah nampak dia last year. So sy ingat budak Indon yg free-hair insaf then pakai tudung balik.
Rupa2 nya dia budak Malaysia. Bagus2! Dia cakap, dia best student UiTM diploma Actuarial Science dgn CGPA 3.94. Gempak siot!

Honestly sy syukur sgt budak 2 org ni masuk.sy dah risau dah sbb membe2 dah nak balik ujung tahun ni. Serius sy cakap, kalo diorg dua ni x datang, mmg xde la kawan Melayu kat sini yg sekepala ngan sy. Lg satu sbb diorg dua ni datang, sy kene la study lebih sikit. hehe!
si Inaz tu selalu tanya soklan2 yg sy belaja masa tahun pertama. Bagus gak. Revision!
Ngan si Niena plak, tak kan la nak kalah kan ngan dia. Malu siot!
So from now on, mmg best la kehidupan kat sini.haha!

Utk ayoi ngan faiz, Niena penah masakkan kurma utk sy minggu lepas.Haha! Bleh tahan gak dia masak. So korang dua penah x girl masakkan? hehe! Owh kene clarify jugak ni, Niena ni dah ada bf kat Malaysia. She told me. Walaupon ayoi kate bisa diatur, but x pela yoi. Goal book dah buat.Kene stick ngan plan. Haha!

Sem ni serius kene perform. Dah la kene repeat satu paper next sem. Adoi. Tapi bagus gak.
Sbb sy mmg nak blaja balik bnde tu. Nk buat betol2 kali ni.
x tahu nak cite ape lagi. But sy akan regularly update story kat sini.
korang pon same la....bosan siot!

Salam Kebosanan (Apis)

Actually dah bosan dah bukak blog ni asyik tgk posting yg sama je.
Apa kata korang semua update kan cite korang selalu..
ayoi, kak jas, faiz. Kalo ada sales ke recruit membe baru ke..cite la..
anyway, posting faiz x penah ada lagi..ntah mane ntah..

Sehubungan dgn itu, disebabkan ayoi and kak jas nye goal book mcm best.
so sy akan produce lg satu goal book. But sorry la kalo goal book ni just education plan.
ini adalah my path before i enter my career world.
yg career nye tu mcm tak certain lg.
so malas nk pk.

Dgr kate sales ayoi makin bertambah. Congratz mate!
kak jas and faiz sila lebih berusaha..hehe
Posting sy lepas ni pasal kehidupan baru sem ni kat Macquarie.

Build our own legacy!

MY DREAMS-MY GOALS ....Kak Jas

A lot of my dreams...in my mind;-)
Part of its...inside here...my goal book
Why we should have this? Wanna know? I'll share with you later...

















SUCCESS??
....watch out our attitude








-Good health...body, soul & mind

-Happy family- give the best education for my children

-Sales: corporate-RM10mil
individual-RM5mil

-Recruitment: -direct 40
-indirect 100
(all of them are teachable, willing and desirable)

-To be an Agency Manager by December 2009 with 5 supervisors






Insyaallah...
Umrah.......













One of my valued watch










To climb the Mount Kinabalu and I believe it will become one of the most unforgettable place in my memory











Top producer 2009.....of course!
Top personal sales
Top recruitment
Top Agency Supervisor














My Mini Cooper.. red color
"kecil-kecil cili api"










My dream home "rumahku syurgaku"

-most important that I should have is snoezelen room...for Aina Aqilah











Part of the vacations with my family.
Turkey and Switzerland










Sultan Ahmet (Blue Mosque)

Main street in mountain village of Zermatt, Swiss Alps

SALAM DARI KAK JAS

Salam....untuk anda. Bila kita lihat gambar diatas, banyak rumusan yang boleh kita buat. Berjaya berada dipuncak! Tapi berapa ramaikah yang berjaya? dan berapa ramai pula yang berjaya mempertahankan kejayaan itu? dan berapa ramai pula yang sedar akan diri pabila berjaya di kemuncak?

Kejayaan kak Jas, tidak ada seorang pun yang boleh mengukurnya, melainkan diri sendiri. Kejayaan kak Jas, apabila dapat memberikan manfaat pada diri sendiri, keluarga dan orang lain. Apa-apa pun, keutamaan tetap pada diri sendiri dahulu. Jika tidak pada diri sendiri, bagaimana kita nak salurkan kebaikan, kebajikan dan amal jariah pada orang lain. Kejujuran dan rasa hormat juga perlu ada dalam diri kita.